A Difficult Year
This year, like a number of past ones, has been hard for almost everyone in the world. People have lost their jobs and homes and many people are still suffering from previous events like lockdowns, mental illness, loneliness, lack of medical care for other illnesses, like stroke, heart attack and cancer.
For those who celebrate Christmas, it is often a time to make it the best one ever, to forget about a miserable year, with no money and to really blow out on Christmas.
Whether you are planning a blow-out Christmas, a usual Christmas or even just a quiet time at home, it always takes money. If you really have no money, then now is also the time to plan how you are going to manage at Christmas.
Savings
Have you started saving for Christmas? Maybe you have enough money for all you need each year? If not, then you could save $100 by Christmas by starting right NOW and putting $1 a day into a jar. If you start on September 1st, there are over 100 days left to Christmas so just $1 a day would get you $100 by Christmas. Of course, if you gave up a coffee a day from September, you could save $300 by Christmas. Would that help with the expenses? It could certainly buy you a turkey or other Christmas dinner, some festive cheer and even some presents.
Starting Later
Of course, you may be reading this later, if so, start saving now. Put your spare change in a jar, give up buying a coffee or a bun or buy a cheaper lunch. You can still save something and every little bit helps towards the expenses.
Hard Times
This article is based on a previous one back in 2020, when people had been suffering from the effects of lockdowns during the year. There was also not much of a Christmas that year and some people decided to celebrate Christmas in July the following year.
Hopefully, there will be nothing similar this year, though may people now have much less money than previously, costs have risen and many families are at or below poverty level. If you are in this position, look around for local organizations that help families in need. You may be able to find a food bank, a baby needs bank, or there may be local goodwill shops where you could buy toys well ahead of time.