Category: General

Saving For Christmas

How Much Do You Need For Christmas

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A Difficult Year

This year, 2020, has been a hard year for almost everyone in the world. People have lost their jobs and homes and many people have suffered from lockdown, mental illness, loneliness, lack of medical care for other illnesses, like stroke, heart attack and cancer.

For those who celebrate Christmas, there are plans to make it the best one ever, to forget about a miserable 2020, with no social gatherings or meetings and to really blow out on Christmas.

Whether you are planning a blow out Christmas, a usual Christmas or even just a quiet time at home, it always takes money.

Savings

Have you started saving for Christmas? Maybe you have enough money for all you need each year? If not, then you could save $100 by Christmas by starting right NOW and putting $1 a day into a jar. Today is September 17th 2020 and there are now 100 days left to Christmas 2020, so just $1 a day would get you $100 by Christmas. Of course, if you gave up a coffee a day you could save $300 by Christmas. Would that help with the expenses? It could certainly buy you a turkey or other Christmas dinner, some festive cheer and even some presents.

Starting Later

Of course, you may be reading this later, if so, start saving now. Put your spare change in a jar, give up buying a coffee or a bun or buy a cheaper lunch. You can still save something and every little bit helps towards the expenses.

Eco Friendly Parcel Wrapping

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Throw Away Wrapping Paper

https://www.merrychristmascountdown.com/It is estimated that Americans spend over $7 billion dollars on gift wraps each year. And most of this is not recyclable, some because it is foil or plastic based and the rest is extremely thin and covered in ink and costs too much to recycle.

In the UK, it is estimated that 227,000 miles of wrapping paper is thrown away. The earth itself is 25,000 miles in circumference, so that paper would wrap around the world at the equator NINE times! Again, plastic or foil wraps are NOT recyclable but some of the wrapping paper is, though it will be covered in a great deal of ink, which again, requires chemicals to remove.

The average American adult gives 42 gifts each year and the average British child receives about 16 gifts a year, which is a lot of wrapping. So what to do?

Don’t Spoil The Surprise

The wrapping paper is a big part of gift giving. It hides the present until the last minute, it takes time to unwrap and contributes to the overall mystery and excitement of Christmas.

Santa Does Not Bring ALL The Gifts

While Santa brings some gifts, most of the presents a child receives will be from their parents and family and these could be wrapped in recyclable paper.

Where Do You Get Recyclable Wrapping Paper

You make your own. You may not be able to get Santa to wrap his presents in recyclable paper, though it would be nice if you could add that in your letter to Santa but all the presents from friends and family could be wrapped in brown kraft wrapping paper, which is available cheaply at all stationery shops and many corner shops too.

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Not very exciting? Ah but that’s where the fun comes in – you can make your own decorated wrapping paper very easily from brown wrapping paper and it’s something the kids can join in with too.

Here is a blog post from a UK firm that sells brown wrapping paper giving you loads of ideas on how to create the most delicious wrapping paper around, while having lots of fun. If your kids belong to a group, such as scouts or a homeschooling group or a church group or something similar, you could use these ideas for a fun meeting where everyone can create their own unique wrapping paper. Use water based paints and potato prints, hand prints or even brush splatters to create something completely different.

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Gift wrapping does not stop with wrapping the parcel. You can also add recyclable tying material, like garden twine or raffia and decorate your own luggage labels instead of using printed labels. Add more decorations with found items like pine cones or snippets from evergreens.

Here are some more ideas for wrapping your Christmas parcels, without needing to use bows. Instead, you use some different wrapping papers and make one a pattern on top of another. Confused? Take a look at Jade Boyer’s wrapping ideas and you’ll soon be buzzing with ways to wrap presents. Just make sure you use recyclable paper.

January 2017 – Christmas Storage and Clear Up

January Tasks

Start of January

Take down the Christmas cards you were sent and displayed. You DID get them up?

Advanced Tip

If you do not have a list of people you send Christmas cards to, then you could start to build it up now, by recording the names and addresses of those who sent you Christmas cards this year. Even better, record them on a spreadsheet because that will let you print out address labels next November or December, making sending cards even easier!

Just Get It Done Tip

If you find that making a card list or recording it on a spreadsheet is holding you back from clearing away the cards, then forget that and just get them gathered up, ready to recycle or dump.

Store Any unused Cards For Next Year


If you had any Christmas cards and stamps left over, you can save them for next year. I use an old boot box or shoe box and store it at the side of my wardrobe. If you need to have something tidier, AND your finances can stand it, you can get special boxes for storing all kinds of cards. If money is tight, an old shoe box or any other kind of available box will do fine. You can even use it for storing birthday cards, so you always have one available for emergencies during the year!

Take Down The Tree

Of course, this depends on the type of tree you had. A “real” Christmas tree will now need to be disposed of somehow and removed from the house without dropping dry prickly pine needles all over the floor. This is always a harder job than dragging in the fresh tree at the start of December. Some people keep their fresh Christmas tree in a tub and bring that in each year, rolling it outside again in January. That gives you the joy of a fresh tree without the needle drop, however, the tub can get dirty during the year, you may need a trolley to move it in and out and the tree will keep growing, eventually getting too big.

An artificial Christmas tree can of course be dismantled and stored in the box it came in. What? You didn’t keep the box? No problem, you can get a Christmas tree bag, to take the place of the one you threw out when Christmas was going to last forever. It is also possible to get a bag that covers the tree without dismantling it which saves having to take it apart, with the possibility of losing or breaking a vital part. If you get one of those, you are probably best to be able to keep the tree on the same level of your house as it may be heavy or awkward to  move.

Take Down The Decorations


And unless you are storing the tree vertically, with unbreakable ornaments, you will need to take any lights, tinsel and decorations off and store those safely. Lights can be wound around a reel to keep them tangle free. Many decorations are fragile and may need to be stored in a soft storage box with good protection around it.

 

Mid January

Record it

This really should be done as soon as Christmas is over but unless it is done in the time between Christmas and New Year, it will probably get left until there is a bit of time left over from putting the wreckage away! This is the bit about recording what went well and what could have been improved over Christmas. You may enjoy creating a Christmas journal for this, to last from year to year. If you haven’t the time or the money to develop a journal at the minute, get an old school exercise book, or anything you can write in and keep, to record what you need to remember.

I have included the turkey roasting times and oven temperature, the weights of vegetables I used (roughly) a reminder to get large foil and check my roasting tin is still ok. A list of fruit and veg I buy to last over the 4 days, boiling times for Christmas pudding, a reminder to get cream, the recipe for the favorite Turkey curry and turkey soup, etc. Anything that you only do at Christmas and might forget about by next Christmas. While you might enjoy coloring in a journal and recording all this in different styles of penmanship, the important thing is to write it down or record it for next year, so you don’t make the same mistakes as this year (if you did). I also write down the number of cards I posted out, so I can buy enough for next year and the correct number of stamps.

Stocking Up

IF you have the money available and the available space, and only if, then see whether any of the shops have sales on for Christmas cards, wrapping paper, money envelopes, colored sticky tape, labels, or anything that you USE for Christmas and don’t still have enough of for next year. You could also look out for any craft sales or children’s books that would be suitable for any children you buy for (remember they will be a year older). If your finances are not in a good way of going, forget about this point, it’s more important to get the money side sorted.

Finance

Now is the time to take a good hard look at your finances. Christmas can be a very big drain on the purse or wallet if you let it. And the credit card bills will be coming in to roost shortly. If you have several cards to pay and are worried about how to pay them, get advice on debt EARLY. If your debt is worrying but not at crisis point, then pay the minimum off on all cards and pay extra off on the card with the highest rate of interest to bring it down as fast as possible. If the interest rate is the same on all the cards, then pay the extra off on the card with the least debt on it, then move onto the next. The reason for that is that you will be able to pay it off fastest and then you can spread any available money between fewer cards. If you do not know WHY you got into debt and are not sure how to get out of it, then I suggest you buy and read the GOOD book – the Get Out Of Debt book by Pam Young – ignore any other books of the same name. Pam Young is the real thing. She was in massive debt and found a way to get out of debt and cut up her credit card. You can do it too. This book is also SERIOUSLY FUNNY!

If you really want to see the credit card funeral, you can watch this here.

It is also extremely funny and shows a judge performing a funeral service for credit cards at a convention where people decided to become debt free, despite having large debts owing.

Late January

Check that you have taken down all your Christmas cards, your tree, decorations, lights, tinsel etc and that they are now stored safely where you won’t trip over them but you can access them easily next December.

Get your Christmas card list started, completed or updated for next year.

Check your finances and make plan to improve them if necessary.

Record any necessary information in your Christmas journal, so you have your recipes, times, oven temperatures and other plans ready to remind you at the critical moment.

If your finances are sorted, you could consider whether there are any small items you could buy ahead for next year. Alternatively, start saving money towards the cost of next Christmas but only if your credit cards are sorted. If you owe any money, get it paid off as soon as possible.